Most small businesses bleed money through junk processing fees and unused SaaS tools. SpendIQ finds exactly where — in 24 hours or less, free to start.
Processing statements are designed to be confusing. SaaS subscriptions renew automatically. Neither sends an alert when you're overpaying.
Download your most recent credit card processing statement as a PDF and upload it. No account access needed.
Our analysis engine reads every fee, calculates your effective rate, and flags anything above industry standard.
A plain-English breakdown: what you're paying, what's junk, what you should be paying, and what to say to your processor.
Fill out a simple form: tool name and what you pay per month. No login access needed.
Our engine identifies overlapping tools, low-utilization signals, free-tier alternatives, and consolidation opportunities.
A prioritized action list: what to cancel, what to downgrade, and what to consolidate — with estimated monthly savings.
Submit your audit free. If we find savings, we invoice you 20% of what we identified — capped at $500. Find nothing, owe nothing. Add monthly monitoring to stay clean.
Example: Find $500/mo → you pay $120. Keep $4,680/year.
Audits drift back fast without ongoing monitoring.
Individual results vary. Savings estimates are projections based on information provided and are not guaranteed. Gain-share fee invoiced after report delivery — you review before paying.
Prefer a flat fee? Choose the $349 flat-fee option in the form below — pay upfront and receive your report with no gain-share.
If our audit doesn't identify at least $500 in annual savings potential on the flat-fee option, we refund your fee in full — no questions, no forms, no waiting. On the contingency option, we only invoice when we find real savings. You review the report before any payment is due.
Pick your audit type and fill out the short form below. No calls, no demos — just submit and get your report.
We're analyzing your processing fees now. Your report will arrive at the email you provided within 24 hours. Check your spam folder if you don't see it.
We're analyzing your SaaS subscriptions now. Your report will arrive at the email you provided within 24 hours. Check your spam folder if you don't see it.